FPLFederal Poverty Level
Income thresholds issued annually by the US Department of Health and Human Services (HHS) to determine eligibility for low-income assistance programs.
Statutory Authority / Agency: HHS Poverty Guidelines
Input your household size and annual income (MAGI) to instantly determine eligibility for 100% free Full-Scope Medi-Cal or enhanced Covered California subsidized health plans.
This guide is based on official California DHCS and Covered California regulations (Cal. Welf. & Inst. Code § 14007.8). All calculations occur entirely client-side and are never saved.
Enter your household size and annual income to see your Federal Poverty Level (FPL) percentage and matching health coverage.
Comprehensive coverage including doctor visits, hospital care, dental, vision, prescription medications, and mental health.
Under official USCIS regulations, standard healthcare, dental, vision, pregnancy, and emergency Medi-Cal benefits are explicitly excluded from public charge tests.
State and federal premium tax credits received through Covered California are never considered in public charge determinations.
Public charge rules never apply to naturalization (Form N-400) or Green Card renewals (Form I-90).
Healthcare enrollment information submitted to California DHCS is protected by state law and is strictly prohibited from being shared with federal immigration enforcement (ICE).
Follow these streamlined steps to get insured through online portals, certified navigators, or county offices.
Collect proof of income (tax return, W-2, pay stubs), government ID (passport, consular ID, driver license), and proof of CA residency.
Apply directly on BenefitsCal (for Medi-Cal) or CoveredCA.com, or connect with a free bilingual Certified Enrollment Counselor.
Once the county confirms eligibility, select your local health plan (e.g., Kaiser Permanente, Blue Shield, L.A. Care) and choose a primary doctor.
Receive your plastic Benefits Identification Card (BIC) or insurance card in the mail and begin scheduling checkups and dental visits.
Essential answers regarding Medi-Cal and Covered California health coverage.
Look up the full expansions and plain-language definitions of key abbreviations and legal terms used throughout our California guides.
Income thresholds issued annually by the US Department of Health and Human Services (HHS) to determine eligibility for low-income assistance programs.
California's Medicaid healthcare program offering free or low-cost medical, dental, and vision coverage to eligible low-income residents.
California's official Affordable Care Act health insurance marketplace providing state and federal premium tax credits and subsidies.
The annual household income calculation used to determine eligibility for Medi-Cal and Covered California health insurance subsidies.
Official federal USCIS guidance confirming that using Medi-Cal (except long-term nursing home care) or Covered CA subsidies does NOT impact Green Card or citizenship applications.
The California state department that administers the Medi-Cal program and other public healthcare safety net services.
California's specialized program offering comprehensive, low-cost prenatal, delivery, and 12-month postpartum care for pregnant individuals with incomes up to 213% FPL.